Conventional MortgagesConventional fixed rate mortgages offer locked-in security with terms predetermined by you. You'll know exactly what to expect every month, and your interest rate won't change as market interest rates fluctuate. This type of loan is for you if you like to budget a fixed amount into your monthly expenses. Conventional loans are available for both the purchase of a home and refinancing of a home.
In order for us to assist you more efficiently, below is a list of items for you to bring with you when applying for a home loan:
- 2 years of W2 forms
- One full month of paystubs
- Copies of bank statements for the last 2 months
- 2 years tax returns if self employed or commissioned