PERSONAL SERVICES

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Checking Accounts

Regular Checking

  • Minimum opening balance $100
  • Free ATM/Debit Card
  • Free Bill Pay
  • Overdraft line of credit with approval
  • No service charge with minimum $500 balance ($6 monthly service charge for balances below $500)
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Free Internet Banking
  • Imaged bank statement or e-statement available

Star Checking

  • Minimum opening balance $100
  • Earns premium interest*
  • No Minimum Balance
  • No Monthly Service Fees
  • Nationwide ATM Refunds (up to $25 per statement cycle)*
  • Overdraft line of credit with approval
  • Free Internet Banking & Bill Pay
  • Free ATM/Debit
  • E-Statement only

*Customer must meet qualifying criteria each statement cycle to earn the premium interest rate and receive Nationwide ATM refunds. Ask one of our Personal Bankers for more information.

Free Checking (customers pay for checks)

  • Minimum opening balance $50
  • Free ATM/Debit Card
  • Free Bill Pay
  • Overdraft line of credit with approval
  • No service charge
  • E-statement only
  • Free Internet Banking
  • Up to 4 refundable ATM surcharge fees per statement cycle

Student Checking

  • Minimum opening balance $50
  • Free ATM/Debit Card
  • Overdraft line of credit with approval (cannot be a minor)
  • No service charge
  • E-statement only
  • Free Internet Banking
  • Age limit up to 23-years-old
  • Up to 4 refundable ATM surcharge fees per statement cycle

Freedom Checking (for Veterans and Customers 50 & Older)

  • Minimum opening balance $100
  • Earns interest
  • Free ATM/Debit Card
  • Free Bill Pay
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Overdraft line of credit with approval
  • Free checks
  • Free Internet Banking
  • Imaged bank statement or e-statement available
  • Discount on safe deposit box

Interest Checking

  • Minimum opening balance $100
  • Earns interest
  • Free ATM/Debit Card
  • Free Bill Pay
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Overdraft line of credit with approval
  • Free Internet Banking
  • Imaged bank statement or e-statement available
  • No monthly service charge with minimum $1,000 balance ($7 monthly service charge for balances below $1,000 any day of the statement cycle.)

Net Checking

  • Minimum opening balance $100
  • Free Internet Banking & Bill Pay
  • Free ATM/Debit Card
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Overdraft line of credit with approval
  • No monthly service charge with a minimum balance of $1,000 ($10 monthly service charge with minimum balances below $1,000)