PERSONAL SERVICES

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Savings Accounts

Regular Savings

  • Minimum opening balance $50
  • Earns interest
  • Maximum of 6 withdrawals allowed per statement cycle; however, only 3 withdrawals per quarter allowed with no fee. A charge of $10.00 per withdrawal will be accessed after 3 per quarter
  • No monthly service charge

Personal Money Market Savings

This account offers competitive interest rates plus easy, immediate access to your funds.

  • Minimum opening balance $100
  • Six withdrawals allowed per statement cycle with no fee. A charge of $1.00 per withdrawal will be assessed over the six withdrawals allowed during the statement cycle. In addition, the $1.00 charge will apply to more than six total transfers occurring during the statement cycle.
  • No monthly service charge
  • Free ATM/Debit Card
  • Interest paid monthly based on balance
    • 0-$2,499.99
    • $2,500.00-$9,999.99
    • $10,000.00-$24,999.99
    • $25,000.00-$49,999.99
    • $50,000.00-$99,999.99
    • $100,000.00 +
Under Federal Regulation, transfers from a Money Market Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited check writing privileges.

Health Savings

  • Minimum opening balance $100
  • Earns interest
  • Free checks
  • No monthly service charge
  • Requires proof of high deductible health plan

Child Savings

  • For children up to age 18
  • Minimum opening balance $20
  • Four withdrawals allowed per year with no fee. Additional withdrawals will be charged a fee of $5.00 per withdrawal.
  • No monthly service charge
  • Earns interest
  • Quarterly statement, imaged or e-statement

Certificate of Deposit

This account allows you to save your money in a safe and secure investment while having the options to choose your term. First Freedom Bank CDs are available for terms of 7 days to 5 years at competitive rates. Minimum opening balance is $500. Penalty for early withdrawals applies.

Individual Retirement Accounts

It's never too early to plan for your future. First Freedom Bank offers IRA accounts to help you plan for a secure retirement. There may even be possible tax advantages. Talk with us today for more details.