It's 3:00 a.m. - do you know what your account balance is? Of course you do, if you're a First Freedom Bank customer. You can check it anytime, safely and securely, with our Online Banking Service from virtually anywhere you have internet access. In other words, we work around your schedule.
Need to transfer funds? Review your accounts? Anything else? There are all kinds of things you can do with this service allowing you to rest easy.
Sign upTo sign up for Online Banking click the link below and review the Online Banking Agreement. At the end of the Agreement you will have the opportunity to agree to the terms and download an enrollment form (PDF). The form can be completed and returned to First Freedom Bank in person, by mail or by fax. Instructions are on the enrollment form.
Internet Banking Terms and Conditions
This Internet Banking Agreement & Disclosure explains the terms and conditions governing the basic internet banking services and bill payment services offered by First Freedom Bank ("the Bank"). All internet banking services of any kind whatsoever offered or afforded by the Bank such as but not limited to funds transfers, bill pay services, wire transfers and ACH transactions will be referred to as "Internet Banking Services" in this Agreement. By using any of the Internet Banking Services, you agree to abide by the terms and conditions of this Agreement.
All Internet Banking Services are governed by this Agreement, all applicable federal regulatory disclosures and the Deposit Account Terms and Conditions. All applicable fee schedules published by the Bank from time to time will apply to the Internet Banking services. You are responsible for the payment of any fees incurred by you on any account, for any service, at any time. You agree to pay all such fees upon request of the Bank. Further, you agree to pay all telephone charges or fees incurred by you in accessing Internet Banking Services.
Your initial use of any internet Banking Services in connection with your account at the Bank constitutes your acceptance and agreement to be bound by all of the terms and conditions of this Agreement and of the Deposit Account Terms & Conditions. Such initial use acknowledges your receipt and understanding of this Agreement and Deposit Account Terms and Conditions. You agree that the Bank may, as permitted by law, provide all applicable disclosures to you electronically. You are responsible for downloading or printing the disclosures or providing the Bank with a non-electronic address to which the disclosures may be mailed to you.
The Bank is entitled to act upon instruction received through any internet Banking Service under your PASSWORD and without inquiring into the identity of the person using that PASSWORD. However, you agree that you will not, under any circumstances, disclose your PASSWORD by any means to any person. You acknowledge that no person from the Bank will ever ask for your PASSWORD, that Bank employees do not need and should not ask for your PASSWORD.
You agree that if you give your PASSWORD to anyone or fail to safeguard its secrecy, you do so at your own risk since anyone with your PASSWORD will have access to your accounts. You agree to notify the Bank immediately in the event your PASSWORD is lost or stolen or is otherwise compromised. At any time, you may ask the Bank to disable your PASSWORD. For joint accounts, each person may have a separate UserID and PASSWORD, or each may use a joint UserID and PASSWORD. Each person on a joint account will be liable for all transactions that are made on that account. Each person on a joint account authorizes all transactions made by any other person on the account. Each person on a joint account agrees to be liable for the action of the other person(s) on the account.
You hereby indemnify and release the Bank from any and all liability and agree not to make any claim against the Bank or bring any action against the Bank honoring or allowing any action or transactions where you have authorized the person performing the action or transaction to use your account or when you have provided your PASSWORD to that person. You agree to reimburse the Bank for any losses it suffers or any damages, injuries, costs or expenses it incurs (including attorney's fees) as a result of the Bank's honoring or allowing transaction on the account where the PASSWORD was used.
The limitations of liability set forth in the Agreement are subject to, and limited by any state or federal law to the contrary.
The Bank has their right to modify or terminate this Agreement or the Deposit Account Terms and Conditions at any time. When making changes the Bank will comply with all legal notice requirements. Once this Agreement is terminated, the Bank will not allow any additional transactions on the account, nor will additional Internet Banking Services be permitted. If this Agreement is modified, your continued use of the Account will represent your acceptance of the changes.