PERSONAL SERVICES
Checking Accounts
Regular Checking
- Minimum opening balance $100
- Instant Issue ATM/Debit Card
- Overdraft line of credit with approval
- No monthly service charge with minimum $500 balance ($6 service charge each statement cycle for balances below $500)
- Mobile Banking & Mobile Deposit*
- Up to 10 refundable ATM surcharge fees per statement cycle
- Free Internet Banking & Bill Pay*
- Imaged bank statement or e-statement available
*Third party message, data, and/or internet service provider rates may apply, as applicable.
Star Checking
- Minimum opening balance $100
- Earns premium interest*
- No monthly service charge
- Mobile Banking & Mobile Deposit**
- Nationwide ATM Refunds (up to $25 per statement cycle)*
- Overdraft line of credit with approval
- Free Internet Banking & Bill Pay**
- Instant Issue ATM/Debit Card
- E-Statement only
*Customer must meet qualifying criteria each statement cycle to earn the premium interest rate and receive Nationwide ATM refunds. Ask one of our Personal Bankers for more information.
**Third party message, data, and/or internet service provider rates may apply, as applicable.
Free Checking (customers pay for checks)
- Minimum opening balance $50
- Instant Issue ATM/Debit Card
- Overdraft line of credit with approval
- No monthly service charge
- Mobile Banking & Mobile Deposit*
- E-statement only
- Free Internet Banking & Bill Pay*
- Up to 4 refundable ATM surcharge fees per statement cycle
*Third party message, data, and/or internet service provider rates may apply, as applicable.
Student Checking
- Minimum opening balance $50
- Instant Issue ATM/Debit Card
- Overdraft line of credit with approval (cannot be a minor)
- No monthly service charge
- Mobile Banking & Mobile Deposit*
- E-statement only
- Free Internet Banking & Bill Pay*
- Age limit up to 23-years-old
- Up to 4 refundable ATM surcharge fees per statement cycle
*Third party message, data, and/or internet service provider rates may apply, as applicable.
Freedom Checking (for Veterans and Customers 50 & Older)
- Minimum opening balance $100
- Earns interest
- Instant Issue ATM/Debit Card
- Up to 10 refundable ATM surcharge fees per statement cycle
- Overdraft line of credit with approval
- Free checks
- Includes free notary and free official checks
- Free Internet Banking & Free Bill Pay*
- No monthly service charge
- Mobile Banking & Mobile Deposit*
- Imaged bank statement or e-statement available
- Discount on safe deposit box
*Third party message, data, and/or internet service provider rates may apply, as applicable.
Interest Checking
- Minimum opening balance $100
- Earns interest
- Instant Issue ATM/Debit Card
- Free Interent Banking & Bill Pay*
- Up to 10 refundable ATM surcharge fees per statement cycle
- Overdraft line of credit with approval
- Imaged bank statement or e-statement available
- No monthly service charge with minimum $1,000 balance ($7 service charge each statement cycle for balance below $1,000)
- Mobile Banking & Mobile Deposit*
*Third party message, data, and/or internet service provider rates may apply, as applicable.
