PERSONAL SERVICES
Savings Accounts
Regular Savings
- Minimum opening balance $50
- Earns interest
- Maximum of 6 withdrawals allowed per statement cycle; however, only 3 withdrawals per quarter allowed with no fee. A charge of $10.00 per withdrawal will be accessed after 3 per quarter
- No monthly service charge
Personal Money Market Savings
This account offers competitive interest rates plus easy, immediate access to your funds.
- Minimum opening balance $100
- Six withdrawals allowed per statement cycle with no fee. Excessive withdrawals may cause the account to be closed or changed to another type of checking account.
- No monthly service charge
- Free ATM/Debit Card
- Interest paid monthly based on balance
- 0-$2,499.99
- $2,500.00-$9,999.99
- $10,000.00-$24,999.99
- $25,000.00-$49,999.99
- $50,000.00-$99,999.99
- $100,000.00 +
Under Federal Regulation, transfers from a Money Market Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited check writing privileges.
Health Savings
- Minimum opening balance $100
- Earns interest
- Free checks
- No monthly service charge
- Requires proof of high deductible health plan
Child Savings
- For children up to age 18
- Minimum opening balance $20
- Maximum of six (6) withdrawals allowed per statement cycle and one (1) withdrawal allowed per statement cycle with no fee. A fee of $5.00 will be assessed for all withdrawals in excess of one (1) each statement cycle.
- No monthly service charge
- Earns interest
- Quarterly statement, imaged or e-statement
